📈 Markets & Finance risk-off · 1–3 years
A what‑if from the future

What if European high-yield default rates climb toward 6%?

European high-yield default rates climb toward 6% as energy costs, weak demand, and tight ECB policy hit a speculative-grade cohort with limited refinancing options.

13%
our model probability
over 1–3 years
prediction markets — wisdom of the crowd
loading live odds…
Empirically anchored 13% · 90% range 4–21% · 40 analogues · measured class energy 99% in 3 yr · 3% held back for the unknown
how we built this number — every step
Measured class rate — energy ≈1.4869/yr → 99% in 3 yr99%
Analyst prior · editorial share 12% of the class12%
Pooled · weight 87%13%
Crowd — no liquid market
Reserve 3% · no extremizing (×1.0)13%
Published13%

The class rate is measured from our dated, sourced event library (decade-normalized Poisson — the full table is public at base_rates.json). The variant’s share within its class is the analyst’s editorial call, published so you can audit it. A wider range means thinner precedent. Full recipe: methodology · scored at Reality Check.

The butterfly cascade

How this trigger trickles across markets, left → right — the root shock, its first‑order moves, then the ripple effects. Drag any node; tap a market for its real price history.

Resolution timeline — how this probability is moving

Our model's odds (gold) over time vs the crowd's (Polymarket, blue), from the past toward the 1–3 years horizon. Each dot is a real macro event that nudged the probability — green pushed it up, red pushed it down. Tap a dot for the source. The gold path is an illustrative reconstruction anchored to today's estimate — real dated events, not a live re-estimate history.

loading the timeline…

What it would mean

If this plays out, it is a risk-off shock. European high-yield default rates climb toward 6% as energy costs, weak demand, and tight ECB policy hit a speculative-grade cohort with limited refinancing options. The trigger decomposes into signed root‑shocks — Credit spreads ▲ · European energy ▲ · Recession signal ▲ · Risk appetite ▼ — which propagate through our causal graph to the markets below.

If it happens — the markets it would move

Biggest moves first. Projected moves are cascade-model priors; hist A–B% = what comparable past events actually did (measured abnormal returns), and model prior · unmeasured marks markets with no analogue backing yet. Tap any market for its price history.

MarketClassProjected move
1MicroStrategy MSTRon Hyperliquid 📈 chartEquity▼ -1.5%
hist -3.81–+0.5% · other way +25.6% (n=12)
2Solana SOLon Hyperliquid 📈 chartCrypto▼ -1.2%
hist -15.03–+7.29% · other way -1.05% (n=11)
3High-yield credit HYG 📈 chartRate▼ -1.0%
hist -0.59–-0.17% · other way -0.06% (n=12)
4Hyperliquid (HYPE) HYPEon HyperliquidCrypto▼ -1.0%
model prior · unmeasured
5Volatility (VIX) VIXon Hyperliquid 📈 chartVol▲ +0.9%
hist -0.4–+2.09% · other way -10.27% (n=12)
6Nasdaq 100 NDXon Hyperliquid 📈 chartIndex▼ -0.9%
hist -1.16–-0.04% · other way +0.22% (n=12)
7Financials XLF 📈 chartEquity▼ -0.9%
hist -1.39–+0.07% · other way +0.51% (n=12)
8Ether ETHon Hyperliquid 📈 chartCrypto▼ -0.9%
hist -2.83–+1.28% · other way +4.96% (n=11)
9Bitcoin BTCon Hyperliquid 📈 chartCrypto▼ -0.8%
hist -3.12–+1.27% · other way +7.35% (n=11)
10S&P 500 SPXon Hyperliquid 📈 chartIndex▼ -0.7%
hist -0.96–+0.03% · other way -0.94% (n=12)
11Tech sector XLK 📈 chartEquity▼ -0.7%
hist -0.58–+0.31% · other way +0.23% (n=12)
12JPMorgan JPM 📈 chartEquity▼ -0.6%
hist -1.85–+0.2% · other way +1.31% (n=12)
13Coinbase COINon Hyperliquid 📈 chartEquity▼ -0.6%
hist -6.7–+7.49% · other way +22.29% (n=11)
14Semiconductors SMHon Hyperliquid 📈 chartEquity▼ -0.4%
hist -0.72–+1.8% · other way +0.78% (n=12)

Probable recommendation

If the scenario above plays out, the probable cross‑asset positioning → a scenario‑conditional read, not personalized investment advice
Cash / hedgeRaise cash and hold the long hedges above; this scenario is net risk-off.
For a common-man portfolio: A typical stock-heavy portfolio is at risk. Consider trimming equities, raising cash, and a small cash hedge.
Also moves (not yet on Hyperliquid): High-yield credit -1.0% · Financials -0.9% · Tech sector -0.7% · JPMorgan -0.6%

Historical precedent — what analogous events actually did

Across 40 analogous events (overlap‑weighted), as abnormal returns — market beta stripped, so it's the event's own effect, not the market backdrop. Shown at 20 days (persistent) and 5 days (immediate); ↺ fades = the two horizons disagree. Confidence = consistency × sample × significance.

Greece first EU/IMF bailout 2010-05 Northern Rock bank run 2007-09 Israel strikes Iran — Operation Rising Lion 2025-06 October 2024 Iranian ballistic-missile attack on Israel 2024-10 First Republic Bank seized and sold to JPMorgan 2023-05 Regional-bank panic deepens after Signature seizure 2023-03 Germany agrees Uniper bailout 2022-07 Kaisa Group offshore default 2021-12 WTI crude futures settle negative as demand collapses 2020-04 Saudi-Russia oil price war 2020-03 China-led global 'Black Monday' rout 2015-08 OPEC abandons output defense, opting for market share vs US shale 2014-11 HYG record outflows in 2014 high-yield rout 2014-10 Mt. Gox collapse 2014-02 Mt. Gox halts withdrawals 2014-02 Cyprus deposit bail-in 2013-03 Spain requests EUR100bn bank bailout 2012-06 Bankia nationalised in Spain's banking crisis 2012-05 Portugal requests EU-IMF bailout 2011-04 Greece requests EU/IMF bailout 2010-04 Anglo Irish Bank nationalisation 2009-01 Oil collapses from $147 to the $30s as the GFC craters demand 2008-12 Fannie Mae and Freddie Mac conservatorship 2008-09 IndyMac Bank seized by the Office of Thrift Supervision 2008-07 American Home Mortgage bankruptcy 2007-08 Bear Stearns freezes redemptions on subprime hedge funds 2007-06 New Century Financial bankruptcy 2007-04 HSBC subprime profit warning 2007-02 Turkey lets the lira float 2001-02 California electricity crisis: rolling blackouts and state of emergency 2001-01 Mexico $50bn international rescue package 1995-01 1990-91 recession onset 1990-07 Hong Kong Stock Exchange four-day closure after Black Monday 1987-10 1986 oil price collapse bottoms below $10 a barrel 1986-07 1986 oil price collapse 1986-02 Penn Square Bank failure 1982-07 Iran hostage crisis / US freezes Iranian assets 1979-11 1979 Iranian Revolution oil shock 1979-01 Iranian Revolution oil shock 1978-12 1976 UK sterling crisis / IMF bailout 1976-09
AssetHistory saysAbnormal (20d · 5d)HitnConfidencevs cascade
High-yield credit HYGSHORT-0.2% · 5d -0.3%73%26 0.45✓ matches cascade
SOL SOLSHORT-14.3% · 5d -13.1%86%7 0.44✓ matches cascade
JPM JPMSHORT-1.4% · 5d -1.9%69%36 0.34✓ matches cascade
CL CLSHORT-1.8% · 5d -2.0%67%30 0.28✓ matches cascade
COIN COINLONG+8.6% · 5d +6.1%67%6 0.26⚠ differs
AVGO AVGOLONG+3.5% · 5d +0.1%63%19 0.23⚠ differs
Bitcoin BTCSHORT-2.6% · 5d -4.5%64%11 0.22✓ matches cascade
SMH SMHLONG+1.8% · 5d -0.3% ↺ fades63%30 0.22⚠ differs
MSTR MSTRSHORT-2.8% · 5d -3.2%63%30 0.21✓ matches cascade
XLF XLFSHORT-0.9% · 5d -1.4%60%30 0.18✓ matches cascade
10y yield DGS10SHORT-12bp · 5d -3bp60%40 0.17·
NVDA NVDALONG+3.7% · 5d -2.1% ↺ fades60%30 0.16⚠ differs
TSM TSMLONG+1.3% · 5d -0.8% ↺ fades57%30 0.10⚠ differs
US dollar DXYLONG+0.2% · 5d +0.1%55%40 0.09·

Methodology. Probability and impact are anchored to history and scored against what actually happens — wins and losses, in public, at Reality Check. Crowd odds live from Polymarket & Kalshi. By Vikas Singh, Quantitative Strategist. Updated 2026-07-03.