Central Banks & Macro risk-off · 0–6 months
A what‑if from the future

What if Ghana's cedi slides past 18 as reserves drain away?

Cocoa and gold shortfalls draining Ghana's reserves snap the cedi and revive default chatter on its 2024-restructured debt; the cleanest read is wider frontier-sovereign spreads, not global HY. Rhymes with Ghana's own 2022 DDEP collapse and Zambia's 2020 default. Ghana funds imports off cocoa/gold receipts to China and Switzerland; a receipts miss is self-reinforcing. Forward: post-restructuring, the marginal holder is distressed funds, so the move is contained versus 2022.

29%
our model probability
over 0–6 months
prediction markets — the market's odds
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Anchored to measured history 29% · 90% range 12–47% · 40 dated precedents behind it — a wider range means thinner evidence

Every number ships with its receipt — the odds, the range, the precedents, and a public grade at Reality Check. The statistical machinery that produces it is proprietary.

The butterfly cascade

How this trigger trickles across markets, left → right — the root shock, its first‑order moves, then the ripple effects. Drag any node; tap a market for its real price history.

Resolution timeline — how this probability is moving

Our model's odds (electric blue) over time vs the market's (Polymarket, amber), from the past toward the 0–6 months horizon. Each dot is a real macro event that nudged the probability — green pushed it up, red pushed it down. Tap a dot for the source. Loading the probability audit trail…

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What it would mean

If this plays out, it is a risk-off shock. Cocoa and gold export shortfalls drain Ghana's reserves, snapping the cedi past 18/USD and reviving default chatter. The trigger decomposes into signed root‑shocks — EM currencies ▼ · Credit spreads ▲ · Climate/crop supply ▲ — which propagate through our causal graph to the markets below.

Methodology. Probability and impact are anchored to history and scored against what actually happens — wins and losses, in public, at Reality Check. Market odds live from Polymarket & Kalshi. By Vikas Singh, Quantitative Strategist. Updated 2026-08-13.