🏛 Central Banks & Macro risk-on · 1–3 years
A what‑if from the future

What if Stablecoin crowd-out drains EM bank deposits?

Dollar stablecoins siphon savings out of weak-currency banking systems, pressuring EM FX and local funding while reinforcing offshore dollar demand.

21%
our model probability
over 1–3 years
prediction markets — wisdom of the crowd
loading live odds…
Empirically anchored 21% · 90% range 7–34% · 40 analogues · measured class crypto_rally 72% in 3 yr · 3% held back for the unknown
how we built this number — every step
Measured class rate — crypto_rally ≈0.4252/yr → 72% in 3 yr72%
Analyst prior · editorial share 28% of the class20%
Pooled · weight 87%22%
Crowd — no liquid market
Reserve 3% · no extremizing (×1.0)22%
Published21%

The class rate is measured from our dated, sourced event library (decade-normalized Poisson — the full table is public at base_rates.json). The variant’s share within its class is the analyst’s editorial call, published so you can audit it. A wider range means thinner precedent. Full recipe: methodology · scored at Reality Check.

The butterfly cascade

How this trigger trickles across markets, left → right — the root shock, its first‑order moves, then the ripple effects. Drag any node; tap a market for its real price history.

Resolution timeline — how this probability is moving

Our model's odds (gold) over time vs the crowd's (Polymarket, blue), from the past toward the 1–3 years horizon. Each dot is a real macro event that nudged the probability — green pushed it up, red pushed it down. Tap a dot for the source. The gold path is an illustrative reconstruction anchored to today's estimate — real dated events, not a live re-estimate history.

loading the timeline…

What it would mean

If this plays out, it is a risk-on shock. Dollar stablecoins siphon savings out of weak-currency banking systems, pressuring EM FX and local funding while reinforcing offshore dollar demand. The trigger decomposes into signed root‑shocks — EM currencies ▼ · Crypto liquidity ▲ · Dollar/reserve confidence ▲ · Financial conditions ▲ — which propagate through our causal graph to the markets below.

If it happens — the markets it would move

Biggest moves first. Projected moves are cascade-model priors; hist A–B% = what comparable past events actually did (measured abnormal returns), and model prior · unmeasured marks markets with no analogue backing yet. Tap any market for its price history.

MarketClassProjected move
1MicroStrategy MSTRon Hyperliquid 📈 chartEquity▼ -1.6%
hist -7.82–+1.11% · other way +21.07% (n=12)
2Gold XAUon Hyperliquid 📈 chartCommodity▼ -1.1%
hist -0.62–-0.23% · other way +0.8% (n=12)
3Turkish lira TRY 📈 chartFX▼ -0.9%
hist -0.64–+0.32% · other way -0.27% (n=12)
4Bitcoin BTCon Hyperliquid 📈 chartCrypto▼ -0.9%
hist -7.08–+1.01% · other way +0.57% (n=11)
5Indian rupee INR 📈 chartFX▼ -0.8%
hist -0.65–-0.2% · other way -0.24% (n=12)
6US dollar (DXY) DXYon Hyperliquid 📈 chartFX▲ +0.6%
hist +0.09–+0.6% · other way +0.8% (n=12)
7Coinbase COINon Hyperliquid 📈 chartEquity▼ -0.6%
hist -0.7–-0.1% · other way +13.02% (n=11)
8Chinese yuan CNY 📈 chartFX▼ -0.5%
hist -0.47–-0.08% · other way -0.49% (n=12)
9EUR/USD EURUSDon Hyperliquid 📈 chartFX▼ -0.5%
hist -0.97–+0.12% · other way -0.63% (n=12)
10Solana SOLon Hyperliquid 📈 chartCrypto▼ -0.4%
hist -18.02–+2.2% · other way -7.23% (n=11)
1130y Treasury yield DGS30 📈 chartRate▼ -4bp
hist -14.32–+2.4% · other way +1.2% (n=12)
12GBP/USD GBPUSDon Hyperliquid 📈 chartFX▼ -0.4%
hist -0.27–-0.16% · other way -0.38% (n=12)
1310y Treasury yield DGS10 📈 chartRate▼ -4bp
hist -15.76–+4.16% · other way +1.1% (n=12)
14Hyperliquid (HYPE) HYPEon HyperliquidCrypto▼ -0.4%
model prior · unmeasured

Probable recommendation

If the scenario above plays out, the probable cross‑asset positioning → a scenario‑conditional read, not personalized investment advice
For a common-man portfolio: A typical stock-heavy portfolio should benefit. Stay invested; you can lean modestly into the beneficiaries below.
Also moves (not yet on Hyperliquid): Turkish lira -0.9% · Indian rupee -0.8% · Chinese yuan -0.5% · 30y Treasury yield -4bp · 10y Treasury yield -4bp · Aussie dollar -0.3%

Historical precedent — what analogous events actually did

Across 40 analogous events (overlap‑weighted), as abnormal returns — market beta stripped, so it's the event's own effect, not the market backdrop. Shown at 20 days (persistent) and 5 days (immediate); ↺ fades = the two horizons disagree. Confidence = consistency × sample × significance.

First Republic Bank seized and sold to JPMorgan 2023-05 Regional-bank panic deepens after Signature seizure 2023-03 Kaisa Group offshore default 2021-12 HYG record outflows in 2014 high-yield rout 2014-10 Mt. Gox collapse 2014-02 Mt. Gox halts withdrawals 2014-02 Cyprus deposit bail-in 2013-03 Cyprus deposit levy 2013-03 Spain requests EUR100bn bank bailout 2012-06 Bankia nationalised in Spain's banking crisis 2012-05 Portugal requests EU-IMF bailout 2011-04 Greece first EU/IMF bailout 2010-05 Greece requests EU/IMF bailout 2010-04 Anglo Irish Bank nationalisation 2009-01 Fannie Mae and Freddie Mac conservatorship 2008-09 IndyMac Bank seized by the Office of Thrift Supervision 2008-07 Northern Rock bank run 2007-09 American Home Mortgage bankruptcy 2007-08 Bear Stearns freezes redemptions on subprime hedge funds 2007-06 New Century Financial bankruptcy 2007-04 Turkey lets the lira float 2001-02 Mexico $50bn international rescue package 1995-01 Hong Kong Stock Exchange four-day closure after Black Monday 1987-10 Louvre Accord 1987-02 Penn Square Bank failure 1982-07 Iranian Revolution oil shock 1978-12 First US spot Solana ETFs begin trading 2025-10 Gold tops $4,000 and silver spikes past $50 in historic squeeze 2025-10 Bitcoin reaches record near $126,000 2025-10 SEC clears first US Ethereum staking ETF 2025-09 Israel strikes Iran — Operation Rising Lion 2025-06 Bitcoin tops $111,970 for a new all-time high 2025-05 Coinbase set to join the S&P 500 2025-05 China retaliates to Liberation Day: 34% tariffs + rare-earth controls 2025-04 Gold tops $3,000 for the first time amid tariff and rate-cut fears 2025-03 Tesla shares crater on DOGE political backlash and Europe sales collapse 2025-03 Robinhood Q4 2024 earnings beat on 400%+ crypto volume surge 2025-02 TSMC slumps as DeepSeek roils AI-chip demand assumptions 2025-02 Bitcoin hits all-time high near $109k on Trump inauguration day 2025-01 Micron's weak FQ2 guidance sparks a sharp December selloff 2024-12
AssetHistory saysAbnormal (20d · 5d)HitnConfidencevs cascade
SOL SOLSHORT-14.5% · 5d -13.8%85%17 0.49✓ matches cascade
Bitcoin BTCSHORT-5.7% · 5d -4.0%77%18 0.43✓ matches cascade
KRW KRWSHORT-1.5% · 5d -0.0%72%34 0.43✓ matches cascade
MSTR MSTRSHORT-6.1% · 5d -4.5%70%35 0.32✓ matches cascade
ETH ETHSHORT-7.1% · 5d -6.0%70%17 0.27✓ matches cascade
30y yield DGS30SHORT-11bp · 5d -5bp64%40 0.25✓ matches cascade
High-yield credit HYGSHORT-0.3% · 5d -0.1%63%33 0.22·
Gold XAULONG+0.1% · 5d +0.2%59%35 0.17⚠ differs
10y yield DGS10SHORT-13bp · 5d -6bp58%40 0.14✓ matches cascade
TRY TRYLONG+0.7% · 5d +1.0%59%34 0.12⚠ differs
USDJPY USDJPYLONG+0.4% · 5d -0.2% ↺ fades55%35 0.10✓ matches cascade
Volatility VIXLONG+7.3% · 5d +2.4%55%36 0.09·
US dollar DXYLONG+0.2% · 5d +0.1%55%40 0.08✓ matches cascade
AUD AUDSHORT-0.4% · 5d +0.1% ↺ fades54%34 0.07✓ matches cascade

Methodology. Probability and impact are anchored to history and scored against what actually happens — wins and losses, in public, at Reality Check. Crowd odds live from Polymarket & Kalshi. By Vikas Singh, Quantitative Strategist. Updated 2026-07-03.