Technology & AI risk-off · 1–3 years
A what‑if from the future

What if a court forces Apple to allow app sideloading?

Forced sideloading guts Apple's ~30% take-rate, a services-margin hit concentrated in AAPL; the index/crypto-beta move is sympathy, not transmission. Analogue is the EU DMA sideloading mandate — real revenue leakage but gradual, with Apple recapturing fees via new terms (core-tech fee). Forward angle: the offsets (alternative-billing fees, security charges) blunt the hit, so the durable loser is the 30%-dependent payment rails, not Apple's whole P&L.

18%
our model probability
over 1–3 years
prediction markets — the market's odds
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Anchored to measured history 18% · 90% range 8–27% · 40 dated precedents behind it — a wider range means thinner evidence

Every number ships with its receipt — the odds, the range, the precedents, and a public grade at Reality Check. The statistical machinery that produces it is proprietary.

The butterfly cascade

How this trigger trickles across markets, left → right — the root shock, its first‑order moves, then the ripple effects. Drag any node; tap a market for its real price history.

Resolution timeline — how this probability is moving

Our model's odds (electric blue) over time vs the market's (Polymarket, amber), from the past toward the 1–3 years horizon. Each dot is a real macro event that nudged the probability — green pushed it up, red pushed it down. Tap a dot for the source. Loading the probability audit trail…

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What it would mean

If this plays out, it is a risk-off shock. US court compels Apple to permit third-party app stores and sideloading, gutting 30% commission revenue. The trigger decomposes into signed root‑shocks — Risk appetite ▼ — which propagate through our causal graph to the markets below.

Methodology. Probability and impact are anchored to history and scored against what actually happens — wins and losses, in public, at Reality Check. Market odds live from Polymarket & Kalshi. By Vikas Singh, Quantitative Strategist. Updated 2026-08-13.