Technology & AI risk-off · 1–3 years
A what‑if from the future

What if AI tutors displace teachers and teaching assistants?

AI tutors at district scale is a real edtech labor hit but a weak semis tailwind; inference for tutoring is cheap, so the Nvidia/Micron read is marginal. The actionable chain is short legacy edtech and adjunct-heavy staffing on margin compression, akin to Chegg's 2023 collapse when ChatGPT gutted its homework moat (-40%+ in a day). Forward angle: districts adopt slower than markets price, so the displacement is a multi-year drip, not a shock.

29%
our model probability
over 1–3 years
prediction markets — the market's odds
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Anchored to measured history 29% · 90% range 8–51% · 21 dated precedents behind it — a wider range means thinner evidence

Every number ships with its receipt — the odds, the range, the precedents, and a public grade at Reality Check. The statistical machinery that produces it is proprietary.

The butterfly cascade

How this trigger trickles across markets, left → right — the root shock, its first‑order moves, then the ripple effects. Drag any node; tap a market for its real price history.

Resolution timeline — how this probability is moving

Our model's odds (electric blue) over time vs the market's (Polymarket, amber), from the past toward the 1–3 years horizon. Each dot is a real macro event that nudged the probability — green pushed it up, red pushed it down. Tap a dot for the source. Loading the probability audit trail…

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What it would mean

If this plays out, it is a risk-off shock. Districts and universities adopt AI tutors at scale, shrinking adjunct and teaching-assistant rolls and pressuring edtech labor models. The trigger decomposes into signed root‑shocks — AI capex ▲ · Job displacement ▲ — which propagate through our causal graph to the markets below.

Methodology. Probability and impact are anchored to history and scored against what actually happens — wins and losses, in public, at Reality Check. Market odds live from Polymarket & Kalshi. By Vikas Singh, Quantitative Strategist. Updated 2026-08-13.